Did you know that if you’re single, you have a plan already. Why? Because no plan IS a plan. Obviously, an active lifestyle includes more risk of harm. Even if you don’t live an active lifestyle, your family should know how to help you when you need it. The benefits of planning include things like: 

1)  How should you be cared for if you have accident on your next adventure
2)  Who can access your accounts to pay bills if you’re hurt or sick
3)  Who should take charge if you’re hospitalized while away at school
4)  How can your family get information only when they really need it

Regardless of the size of your wealth or lifestyle, planning is the playbook of your wishes – not someone else’s. Otherwise, you are at the mercy of the default rules, which you may not like.